While P2P lending and all the new stuff coming from new technology in finance (for individuals and businesses) can easily average above 6.5%, but taxation is ho

While P2P lending and all the new stuff coming from new technology in finance (for individuals and businesses) can easily average above 6.5%, but taxation is horrible (it's part of the income tax in Europe). Taxation is the real shame in all of this. We need better laws on deferred accounts (non taxed accounts). We should be able to keep money invested for x years (where x can be <10) and not paying any taxes until the end of this period. Paying taxes every year kills the compound effects of YoY capital appeciation (a 40% on a P2P lending interest rate of 8% means you net 4.8% instead).