This is part of the problem though--because the housing market takes such huge swings, people can't plan for their future. Do you take the gamble that you'll b

This is part of the problem though--because the housing market takes such huge swings, people can't plan for their future. Do you take the gamble that you'll be able to save up and buy a home somewhat near employment one day if the market comes down? Or do you just live your life with the assumption of never buying, and if luck strikes and prices plummet, buy then?