Meaning you could actually pay effectively less, if you put 750$ in a savings account you'd earn an interest rate - paying off your 0% loan while earning some s

Meaning you could actually pay effectively less, if you put 750$ in a savings account you'd earn an interest rate - paying off your 0% loan while earning some small percentage on the money you woudlve otherwise paid up front. Obviously it would be a very small amount, but still overall superior to paying cash, definitely better than using credit.