What makes you think they will be able to afford to, if you couldn't? If you really feel that you are living beyond your long term means, you should act: you c

What makes you think they will be able to afford to, if you couldn't? If you really feel that you are living beyond your long term means, you should act: you can make more changes now than you will be able to later, and as hard as it can be to accept - this problem isn't going to solve itself.