4 ms·

>As someone who has been burned several times by the stock market and supposedly safe index funds... I'm curious to know what this means. You can only get "bu

• ryandrake 11y ago
  Bad timing. I'm sure the stock market is fine for people with an infinite time horizon, but I no longer trust it as a place to park savings for 5-10 years that you want to grow in order to buy a house or spend on grad school.
  • megrimlock 11y ago
    You are not alone. If you look at the "target retirement date" funds Vanguard etc. run you'll see that by the time the target date is 5-10 years out they have shifted largely to bonds to provide defined income.
  • kspaans 11y ago
    Sounds like you need better advice. Most advisors will tell you that 5-10 years isn't quite long enough for the risks of stocks to pay off. Sounds like you wanted medium-term bonds instead of stocks!