Take that $40k you would have spent on a car and invest it so you can retire earlier. This realization clicked for me when I heard about Financial Independence

Take that $40k you would have spent on a car and invest it so you can retire earlier. This realization clicked for me when I heard about Financial Independence / Early Retirement. Don't buy fancy possessions, buy time. You can use that time to focus more on your relationships. Mr. Money Mustache comes off as over-the-top but his blog and others like it touch on these themes.