Everything in this article is purely from an american point of view. It's not exactly news worthy that it's a bad system. Also forgotten in there is the journey

Everything in this article is purely from an american point of view. It's not exactly news worthy that it's a bad system. Also forgotten in there is the journey part of it instead only focusing on it like it was an illogical move in some non-existent game to maximize ones total life earnings. Apart from those pretty big gripes it was an interesting read, just a bit one-dimensional.