3 ms·
With FICO algorithms being secret, and parallel construction being a thing, who is to say they aren't already sharing info?
by arca_vorago 11y ago
With FICO algorithms being secret, and parallel construction being a thing, who is to say they aren't already sharing info?
- rcar 11y agoThe inputs to FICO are far from secret; just the specifics of mapping them to scores are. If you've got bureau data on a wide population, it's trivial to nearly perfectly replicate them with standard machine learning models.