7 ms·
What's to stop the NSA from becoming be the credit bureau of the 21st?
by drjesusphd 10y ago
What's to stop the NSA from becoming be the credit bureau of the 21st?
- arca_vorago 10y agoWith FICO algorithms being secret, and parallel construction being a thing, who is to say they aren't already sharing info?
- rcar 10y agoThe inputs to FICO are far from secret; just the specifics of mapping them to scores are. If you've got bureau data on a wide population, it's trivial to nearly perfectly replicate them with standard machine learning models.
- samstave 10y agoThey already are doing this (in China): https://m.youtube.com/watch?v=lHcTKWiZ8sI https://m.youtube.com/watch?v=lHcTKWiZ8sI