typical night out for many of my twenty something friends: >uber to the first bar - 15-20$ >drinks at the first bar - 15$ >several drinks and food at a brewp

typical night out for many of my twenty something friends: >uber to the first bar - 15-20$ >drinks at the first bar - 15$ >several drinks and food at a brewpub or the like - 50$ >nightcap at a bar - 10$ >uber home - 20-25$ (surge pricing, bars closing) Youve just spent 110$ in a single night out, essentially on a single meal. rinse and repeat each weekend day, maybe up to 12 times in a month - youre out almost 1500$ That or i know a ton of people paying more than 200$ per month for their car payment. plus insurance thats a good chunk of money! Theres two grand right there that could have otherwise gone into a retirement account.