> nearly one-quarter of households making $100,000 to $150,000 a year claim not to be able to raise $2,000 in a month. When people say these things, I wonder i

> nearly one-quarter of households making $100,000 to $150,000 a year claim not to be able to raise $2,000 in a month. When people say these things, I wonder if they are perhaps not thinking about taking drastic action. For me, when I do disaster planning I think about extra-ordinary measures. For example, when I was in my 20s if I needed 2000 in the next month I would have planned to at: - At age 21. Break my lease and move in with my parents. The lease was month-to-month, and would have instantly put an extra $1000 per month in my pocket + food savings. - At age 25. Break my lease taking a $6000 hit, but that'd be paid in installments over the next 12 months whilst I could certianly find a place that's worth less than $3,000 per month in rent. - At age 29. AirBnB my house or co-let. It's a good area, I'd be surprised if I couldn't scrounge up $2000 that way fairly fast. That's just an example of focusing on housing. Another thing to do in desperate need would be to cut digital communications and sell equipment. Do you have an iPad or Macbook? Can you sell one and use the other? How about a smartphone. Sell it (300+ dollars back) and switch to cheapeer services (maybe around 50-80 back). ---- Tl;Dr. People with $100,000 a year income have assets that they can sell or lease to cover a $2000 transaction, but they answer the question as if thinking "if I change nothing at all, can I come up with $2000". That's not how budgets work.