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I'm in Canada and have had chip tech in cards for a number of years (5+ I'd say). We've since moved on to tap/swipe/wave which requires no pin but does have a
by giarc 11y ago
I'm in Canada and have had chip tech in cards for a number of years (5+ I'd say). We've since moved on to tap/swipe/wave which requires no pin but does have a transaction limit.
- vinay427 11y ago> We've since moved on to tap/swipe/wave which requires no pin This is growing in the US as well, which is why chip-and-PIN seems less helpful coming this late in the game to the US market. I'd much rather it be required that restaurants (among other merchants) use portable credit card readers like they do in Canada to keep cards in the hands of their owners.
- giarc 11y agoThe one thing I've seen in the states that I'd like to see here is pre-pay at the grocery line. I know Target has this, and I imagine others. Basically while the cashier is ringing up your groceries, you go through the process of paying and basically say "I agree to pay the amount of this purchase." Then when the cashier is finished, the payment is immediately processed and you are done. Saves 30-45 seconds for each customer.
- msbarnett 11y agoThe EMV rollout in Canada started in 2007. The US banking sector is an ridiculously slow moving, technologically regressive cesspool, frankly. Their piggybacked debit system is a disaster compared to what we have here.