Good point. I know someone who was born with HIV. They can maintain the condition indefinitely, but the combination of drugs comes to over $200 per month in jus

Good point. I know someone who was born with HIV. They can maintain the condition indefinitely, but the combination of drugs comes to over $200 per month in just co-pays. This person was born to it, and you can blame the parents for being irresponsible, but this person had no input. Now this person has to consistently maintain insurance and a steady income significantly above what most people need or risk being unable to afford medication and face terminal illness. Fortunately this person was raised by people capable of meeting her needs, has worked consistently since adulthood, and is working toward future security, but if things had been stacked the other way, this person could easily have not reached adulthood, or not survived much beyond that. So, certainly being poor vs being rich makes a difference beyond individual habits.