It's sort of like what happens to people who win the lottery; they have less experience as millionaires, so they make a ton of big purchases and questionable sp

It's sort of like what happens to people who win the lottery; they have less experience as millionaires, so they make a ton of big purchases and questionable spending decisions. People who were born/grew up/made it rich more slowly tend to have more experience managing their finances and hence tend to go broke a lot less quickly/often. The same thing tends to happen to the newly famous. They think they're invincible, get a quickly overinflated ego, respond poorly to criticism and end up under a ton of psychological pressure as a result. You can see it with people who make it big off talent shows or reality tv.