If you haven't already, please read Matt Taibbi's Griftopia: http://www.amazon.com/gp/product/B003F3FJS2/ref=dp-kindle-redirect?ie=UTF8&btkr=1 http://www.amazon

If you haven't already, please read Matt Taibbi's Griftopia: http://www.amazon.com/gp/product/B003F3FJS2/ref=dp-kindle-redirect?ie=UTF8&btkr=1 http://www.amazon.com/gp/product/B003F3FJS2/ref=dp-kindle-re... He covers the nitty gritty details on mortgage collapse in an approachable and enlightening fashion. His book lends weight to your assertion about coastal discord.