My surge protector comes with a $10,000 mini-insurance policy if it fails to protect against a surge. It seems like something similar could be done for any mark

My surge protector comes with a $10,000 mini-insurance policy if it fails to protect against a surge. It seems like something similar could be done for any market: Buy up 10,000 USB chargers for cheap, have them all inspected, underwrite an insurance policy that reimburses the customer for manufacturing defects, and charge more. Have a backup policy with a big insurance company for the sole purpose of assuring customers that they have someone to file a claim with in the event that you're bankrupt. You don't even need a standards consortium to do it.