>> "Nope. If you were sensible you would put the money you saved by renting into investments, and you would have at least a year of runway before being on the s

>> "Nope. If you were sensible you would put the money you saved by renting into investments, and you would have at least a year of runway before being on the streets. With a mortgage (assuming your mortgage is higher than rent, and you can't save much) you will have about 90 days before being kicked out." That's assuming your rent would be cheaper than your mortgage. My impression is that it's the other way around and that's what my assumption was based on. Also, if you lose your job you can probably re-negotiate mortgage payments. That's not going to be possible when renting and if you have a family finding somewhere suitable (still close to schools/doctors etc.) and less expensive is going to be difficult - especially considering you'll need to come up with another deposit. >> "Belfast is completely different to London in terms of commuting. Also, house prices haven't gone up the same way they have in London." You must have missed the sentence before what you quoted: "Also, outside of London I don't think commuting is as big of a thing here."