It is crazy. At minimum, student loans ought to be capped at prime + 1%. I don't agree with giving away a completely free higher education, but something like

It is crazy. At minimum, student loans ought to be capped at prime + 1%. I don't agree with giving away a completely free higher education, but something like this makes much more sense. Make sure the student has some skin in the game, yet doesn't have an oppressive burden to bear for the next 20-30 years.