It'd be one thing if student loans were true unsecured debt but they're not. The government backs most student loans (even private ones) and they are not dismis

It'd be one thing if student loans were true unsecured debt but they're not. The government backs most student loans (even private ones) and they are not dismissible through bankruptcy. So, in some ways they're more "secure" than a car/house/etc. https://enlightenme.com/secured-and-unsecured-debt/ https://enlightenme.com/secured-and-unsecured-debt/ (there is a mountain of other resources on student loan debt and how it differs)