>Most people would restrict credit. Like many things, most people would love to restrict it...for others. Of course, they alone would love to have the ability

>Most people would restrict credit. Like many things, most people would love to restrict it...for others. Of course, they alone would love to have the ability to borrow and lend as they see fit. Being able to extend or accept credit is a freedom, and it's misuse is part of that package. What's with the down-voting brigade?