But they can't really monetize chat by inserting ads. That would be a dumb thing to do, even if we assume most users don't care about privacy. Well, the reality

But they can't really monetize chat by inserting ads. That would be a dumb thing to do, even if we assume most users don't care about privacy. Well, the reality is even those who don't really don't like having an AI spitting out an ad in the middle of your chat with friend.