I think it is a cool idea...however this does not solve the student debt crisis. This looks to me like swapping one type of debt for the other. Unless I am misu

I think it is a cool idea...however this does not solve the student debt crisis. This looks to me like swapping one type of debt for the other. Unless I am misunderstanding your offering. I would reconsider the last statement..."We hope, with your help, we can solve the student debt crisis together."