Home loans are for 10,15, or 30 years unless you're comparing ARMs. In any case, there's no comparison here. The government made 15% on a 5 year loan. That's te

Home loans are for 10,15, or 30 years unless you're comparing ARMs. In any case, there's no comparison here. The government made 15% on a 5 year loan. That's terrible for GS and great for the government. A better comparison would be an auto loan which has a comparable time value. I don't know of any auto loan which comes close to that (15% after 5 years).