A home loan would've generated 3-4% in interest a year. The US government made over 14% in less than a year on this loan. That would make it terrible, not excel

A home loan would've generated 3-4% in interest a year. The US government made over 14% in less than a year on this loan. That would make it terrible, not excellent, for the borrower -- more akin to a high interest credit card than a mortgage. Mortgages involve paying so much back because you have interest compounding on a large balance for 15-30 years.