3 ms·

Wow, this is incredible. How has it changed since 2015?

• x0x0 11y ago
  yup, they figured this out and stopped it mid 2015 iirc. The above process occasionally lead to split credit reports as well, which could be a nightmare to resolve.
  • artursapek 11y ago
    Was this technical detail made public? I'd be surprised to see them admit to something like that.
    • x0x0 11y ago
      Of course the CRAs didn't tell people about this, but it was very widely known amongst people trying to optimize their credit score, particularly for churning or MSing. Google eg bumpage or B* and you'll find lengthy discussions...
      • artursapek 11y ago
        Wow, that's amazing.