3 ms·

Credit is mildly dumb, but honestly it doesn't bother me. It's a game. It's a weird game. Arguably an illogical game. But you know what? It's not a difficult g

Credit is mildly dumb, but honestly it doesn't bother me. It's a game. It's a weird game. Arguably an illogical game. But you know what? It's not a difficult game to play. It's an arbitrary benchmark of responsibility. If you're loaning money to someone or entering a contract you'd want to do so with someone who is dependable and responsible. Someone you can trust to hold up their end of the bargain. If they can't successfully play the credit score game then that's a pretty clear warning flag. I kinda view high school/college the same way. They're another dumb game. But everyone knows credit scores and degrees make a difference. So if someone can identify and successfully navigate the game that's a very good indicator. Not the only indicator. And certainly not the end all to be all. But a good, solid one. #UnpopularOpinionBear

Carrok 11y ago
> But everyone knows credit scores and degrees make a difference. I agree with the rest of your comment, but how exactly do degrees make a difference?
- chrisan 11y ago
  > I agree with the rest of your comment, but how exactly do degrees make a difference? The same line of logic from employers that credit = job-worthiness can be applied to degree = job-worthiness. Perhaps less so in the tech industry, but I have friends who are at the ceiling of where they work (non-tech) because they do not have degrees.
- forrestthewoods 11y ago
  Depends on the field. Matters much, much less in tech. Unless you switch tracks and suddenly need an MBA to progress. But degrees are still a big deal in many career tracks. And even though a degree isn't required in tech it is by far the simplest and most common way to start a career.