The insurance companies are careful not to do anything illegal. Declined reviews and firing people and "losing" paperwork can all be explained away. I spoke to

The insurance companies are careful not to do anything illegal. Declined reviews and firing people and "losing" paperwork can all be explained away. I spoke to an attorney after doing work for a couple of insurance companies -- and asked how they could get away with the things they were doing. He explained to me that their endless review process is really a way to stay out of court almost indefinitely. Apparently, there is some legal concept that if 2 parties are still in the process of working out a resolution (there are more reviews which can be done), then the case will be thrown out until the process is completed. So those reviews are really there to prevent you from ever getting a claim resolved. This is all legal (and I would argue created by our government which has been purchased by lobbyists.) So some low-paid claims adjusters losing their job for no reason really makes no sense. The corrupt insurance industry has been reported-on in books, movies, and articles for my entire life.