2 ms·
I wish I could upvote this more than once. In my view, this is one of the fundamental problems with the healthcare system in the US. People may not love car ins
by darawk 11y ago
I wish I could upvote this more than once. In my view, this is one of the fundamental problems with the healthcare system in the US. People may not love car insurance - but it's a far cry from the vitriol reserved for medical insurance. And I think this issue is the fundamental cause of that problem.
I want to be insured against rare, ultra high cost events that would otherwise wipe me out financially. I don't want to be insured against the price of my yearly checkup or an antibiotic prescription. I'm happy to pay for that out of pocket, and do my own price shopping for it.
- chefkoch 11y agoAnd do you want to be insured against a chronic illness that will require regular not that expensive doctors visits like rheumatism or gout?
- darawk 11y agoI mean, obviously it's a spectrum. I think for me personally i'd opt not to be insured for that. But I wouldn't say that someone who does is being unreasonable. My point is just that with insurance companies being expected to should literally all medical costs, price signaling is taken out of the market, and that is a bad thing.
- Spooky23 11y agoGoogle for State Farm customers with personal injury claims. Plenty of vitriol out there.