@brudgers thanks for the comments. The contractors that I've been working with on this believe it cuts down on the overhead. They have to be somewhat tech sav

@brudgers thanks for the comments. The contractors that I've been working with on this believe it cuts down on the overhead. They have to be somewhat tech savvy but they welcome takingaway the billing and collecting aspect of the jobs. Fixsmarter wouldn't sell insurance but provide referrals and get referral fees. I think it could comply with the state insurance laws in that capacity. The AAA is great but it is basically a mini-trial and very expensive to get through. This would be agreeing to resolve dispute internally so the parties would be giving up that forum. It would be like when people submit to the jurisdiction of the People's Court rather than going to state court. Mechanic's liens secure non-payment on a job. Here, the money would be in place so that a contractor would not have to start a state court proceeding to enforce a mechanics lien. Appreciate the feedback! I still have to fully vet all the issues that you raise but my preliminary surveys and interviews point to them working out.