We don't do any qualifying ourselves. We assume that the external consultants are already established, and are just looking for a platform to help their existi

We don't do any qualifying ourselves. We assume that the external consultants are already established, and are just looking for a platform to help their existing clientele. (We actually have a couple of consultants using HR Partner for exactly this purpose now - in fact, a couple of others have asked for a 'white box' edition that they can brand for their clients). As far as insurance, we assume that their existing practice insurance will cover them (similarly to how an accountants malpractice insurance will cover them if they make a mistake entering data into their client's accounting software). That's why we don't actually do things like calculate the leave etc., because of the local rules and regulations - we simply cannot take into consideration all the global differences. Instead we are just a repository or all manually entered data, and we have to assume that the data entered is good and legal. If not, the liability will have to rest with the person entering it.