I think a tragedy of the commons is a better description of the problem (https://en.wikipedia.org/wiki/Tragedy_of_the_commons https://en.wikipedia.org/wiki/Trag

I think a tragedy of the commons is a better description of the problem (https://en.wikipedia.org/wiki/Tragedy_of_the_commons https://en.wikipedia.org/wiki/Tragedy_of_the_commons) than the Prisoner's dilemma (https://en.wikipedia.org/wiki/Prisoner%27s_dilemma https://en.wikipedia.org/wiki/Prisoner%27s_dilemma). Individual home owners in the cities and towns dotting the Bay Area are still better off not coöperating with each other to increase housing supply.