6.8% and 8.4% on my grad loans. I believe they eliminated the 8.4% loans after I graduated. There's even a 4.5% "loan origination fee." My loan balance was $96

6.8% and 8.4% on my grad loans. I believe they eliminated the 8.4% loans after I graduated. There's even a 4.5% "loan origination fee." My loan balance was $96k when I graduated 4 years ago. I have not made any real payments on it and the balance is now $125k from interest capitalization. Note, I went to one of the lowest tuition schools in the nation for my grad program and lived at home with my parents the whole time.