I would shoot to be the lowest cost option starting with freemium to tiered monthly fee paid by the merchants. Banks are getting hammered with constant card re

I would shoot to be the lowest cost option starting with freemium to tiered monthly fee paid by the merchants. Banks are getting hammered with constant card reissues costs due to merchant compromises and along with the savings from not having to use visas tokenization(apple/android pay) which increases per transaction fees think we could score some pricing concessions from banks.