My impression as someone who went to a large public state school for undergrad, and an expensive private for grad... Most undergrads (more than 50% less than 8

My impression as someone who went to a large public state school for undergrad, and an expensive private for grad... Most undergrads (more than 50% less than 80%) spend 4 years doing enough to get by, and do a lot of socializing. This is cheap at in state publics, expensive otherwise. The people who get in-demand majors are fine no matter what. Those with other majors who really apply themselves need grad school and more debt to break out. An English major at Yale or an in state school is fine. The Yale student will manage no matter what. The in state person got off cheap. Everyone else he an expensive lesson in literature. Despite that, life in most fields is much tougher without he degree. The guidance counselors are partially wrong in suggesting loans for overpriced schools. They are also wrong for suggesting soft majors at mediocre schools.