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Some of these income based payment plans have a forgiveness clause after 20-25 years, so it may still make sense.

• maaku 11y ago
  Subject to many stipulations. One of them being that you are making regular payments...
  • tostitos1979 11y ago
    Right ... I know many of my wife's friend's making minimum payments. I said no way .. we're paying the loan off first. I won't mention the amount but man, we could have bought a fleet of boats for that (think about what the average med student accrues in debt).
  • addled 11y ago
    But what if the minimum payment is 0, and you pay it regularly?