I would guess staticelf lives in Sweden just based on the apps they mentioned. If that is the case, yes, you can access most of the major banks online, but to d

I would guess staticelf lives in Sweden just based on the apps they mentioned. If that is the case, yes, you can access most of the major banks online, but to do anything like paying bills or transferring money to accounts which are not yours, you basically need to use a 2FA. Either some kind of hardware fob or the Bank ID app staticelf mentioned. Personally I could never move away from a plattform without support for the Bank ID application, I use it multiple times a day to authenticate / sign stuff, and keeping the hardware fob with me is too cumbersome. And as staticelf noted, all of the non-bank sites (e.g government services) don't even support the hardware fobs.