> extreme restrictions on credit and borrowing for people that are relying on it Everyone relies on it. It's an equal amount of cash in pocket for every perso

> extreme restrictions on credit and borrowing for people that are relying on it Everyone relies on it. It's an equal amount of cash in pocket for every person. If you want to talk about restrictions on borrowing- well, what idiot is lending this money to a person with minimum income without checking into their background ? I think we can leave that one up to the banks.