> If there were no limits on health insurance there would be little backpressure to ensure that care provided is worth paying for, or to put it another way, has

> If there were no limits on health insurance there would be little backpressure to ensure that care provided is worth paying for, or to put it another way, has real benefit. Insurance companies deny coverage for things all the time, for example there is currently a drug cocktail that costs 84k usd with a very high success rate in curing hepatitis c[1]. If you happened to be diagnosed with it tomorrow you would not get this drug, you would have to try the much less expensive (and much less effective) alternatives because your insurance would simply decline to cover the effective drug. I don't see how the lack of a maximum coverage limit would change that. [1]http://www.scientificamerican.com/article/we-now-have-the-cure-for-hepatitis-c-but-can-we-afford-it/ http://www.scientificamerican.com/article/we-now-have-the-cu...