3 ms·
Why is the choice of using 3DSecure up to the merchant? If 3Dsecure is enabled it shouldn't be possible to make an online purchase without going through 3D secu
by edwintorok 11y ago
Why is the choice of using 3DSecure up to the merchant?
If 3Dsecure is enabled it shouldn't be possible to make an online purchase without going through 3D secure.
Or is this just for cards that don't have 3D secure enabled yet?
For example I have 3D secure enabled, and all my online purchases (in my own country) always require to type in the password on the bank's gateway site.
If I see a site that allows me to make a purchase without going through 3Dsecure I'd be worried and probably call my bank.
- nothrabannosir 11y agoBecause the liability is never with the customer in the first place. It's fine that you're worried, but, in reality, you don't really have to be; card gets stolen? See a charge you don't recognize? Not your problem! Call your bank, get your money back. The one who has to fear fraudsters is not the card owner; it's the merchant! Without 3D Secure, they have to pay the money back! + an extra fine, for good measure. And, of course, the product / service is already gone.