Betterment. (https://www.betterment.com/ https://www.betterment.com/). It's passive investing done in the tech world. It sets up your portfolio for you with low

Betterment. (https://www.betterment.com/ https://www.betterment.com/). It's passive investing done in the tech world. It sets up your portfolio for you with low-cost investments^1 and low management fees^2. You get automatic rebalancing with intelligent tax minimization^3 when your account gets too unbalanced, and every time you auto-deposit cash, it rebalances your account. If you're looking to pick specific stocks, this isn't the tool for you. But I want something that gives me control at a high level (how much risk are you willing to take?), but takes care of the details for me^4. And Betterment gives me that. It's really a "set it and forget it" solution. (Note: I interviewed at Betterment, but didn't get an offer. My friend's brother is employed there on the financial side. I have no financial stake in Betterment other than the money I've invested there.) [1] The fund with highest fees I have is Vanguard Emerging Markets Government Bond ETF, at a 0.34% fund fees. One other fund is 0.25%; everything else is below 0.20%. These expensive funds are at low percentages of my portfolio. [2] The most you'll pay is 0.35%: https://www.betterment.com/pricing/ https://www.betterment.com/pricing/. If you have at least $10k, you'll pay 0.25%. [3] http://support.betterment.com/customer/portal/articles/987453-how-and-when-is-my-portfolio-rebalanced- http://support.betterment.com/customer/portal/articles/98745... see "Sell/Buy Rebalancing". [4] You tell Betterment what your risk tolerance is, and it picks funds for you, and target levels of these funds. It will automatically purchase these funds in the right amounts.