I'm not sure if most of their large merchant base do have an immediate need for online processing. I always thought they targeted mainly bricks-and-mortar retai

I'm not sure if most of their large merchant base do have an immediate need for online processing. I always thought they targeted mainly bricks-and-mortar retail, cafes, small chains, etc. I havent thought about this a whole lot by my initial guess was that in the past they just had their hands full capturing that large bricks-and-mortar merchant base. It seems easier to move from that position of strength into the adjacent online payment market than in the other direction. Timing into the market(s) would also be a factor. Square and Stripe have been at it for quite a while.