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What makes this even more concerning is that the driver's insurance company may decide he is carrying passengers for hire and, therefore, that the regular car i
by massysett 11y ago
What makes this even more concerning is that the driver's insurance company may decide he is carrying passengers for hire and, therefore, that the regular car insurance offers limited or no coverage.
My policy says it does not apply:
"To any vehicle used to carry persons or property for compensation or a fee, including but not limited to delivery of food or any other products...However, a vehicle used in an ordinary carpool on a ride sharing or cost sharing basis is covered."
The question would be whether this is an "ordinary carpool on a cost sharing basis." Lawyers are paid to argue about these things.
- NeutronBoy 11y ago> The question would be whether this is an "ordinary carpool on a cost sharing basis." Lawyers are paid to argue about these things. I imagine the intent of this is to cover 'informal' car sharing - e.g. you have a roadtrip with a friend and both pay for petrol, or you drive to work with your neighbour and share costs. Not sure how it would apply to Lyft Carpool - I think initially your insurance company would push back on it.