Thanks for your questions! It's very rewarding to be able to draw on the experiences I've worked so hard to build over a lifetime. To your questions: - Do pa

Thanks for your questions! It's very rewarding to be able to draw on the experiences I've worked so hard to build over a lifetime. To your questions: - Do pancakes qualify as baked goods? If so, then yes. - No, it's not my job. However, I do work with fintech and hence with banks and, on occasion, bankers... - Baker is my first name, actually. Will need to contact Mr. Pelham to see how the first name / last name distinction is reflected in his analyses.