> That's incorrect. The major US banks today do not primarily make their money from either gambling with the wealth of rich people, or from low income banking.

> That's incorrect. The major US banks today do not primarily make their money from either gambling with the wealth of rich people, or from low income banking. Not even remotely close. For US banks - 42.3 billion collected in account fees over 12 months, 32.5 billion of which were over-draft fees. So yeah, quite a bit of it they do.* [0] time.com/money/4071290/bank-overdraft-charges-fees/