If you spend roughly 2-3k like I do, you can view it as a 50% discount on prime. And the discount can be increased if you accept their $1 credits (per item if

If you spend roughly 2-3k like I do, you can view it as a 50% discount on prime. And the discount can be increased if you accept their $1 credits (per item if you check them out individually) for not using 2 day shipping for stuff that isn't urgent, which can now be spent on kindle books too... Setting up autopayments to pay the minimum on the day before it's due is definitely worth doing just in case anything slips your mind.