Citibank recently sent me a notice saying they were adding an arbitration clause. (What is a non-arbitration clause?) They gave me the option of opting out, whi

Citibank recently sent me a notice saying they were adding an arbitration clause. (What is a non-arbitration clause?) They gave me the option of opting out, which I did. I can still sue them in court if I wish. Most people won't read the letter they sent out.