I don't know, but I do know that in my pocket my wallet is a simple iphone sleeve and I keep my ID, transit card, and only 2 credit cards -- and BCP is one of t

I don't know, but I do know that in my pocket my wallet is a simple iphone sleeve and I keep my ID, transit card, and only 2 credit cards -- and BCP is one of them. The giant credit line and secondary benefits like roadside assistance just gives me a peace of mind in American Express. A friend once needed an air ambulance in central america and the pilot wouldn't fly without guarantee of payment -- Amex approved a $30k authorization over the phone with the pilot on his PRG. Also, they've always been on my side in disputes. I had an issue with Stamps.com, i was busy, i waited months to resolve it, i didn't ask for it all to be refunded but it just was. I imagine that brand loyalty will be worth it for Amex in the long run, but i'm certainly coming out ahead for now.