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It depends on your policy. I can't remember what it's called but my insurance polcy has a clause that I have to do what a "reasonable" person would do to secur
by nommm-nommm 11y ago
It depends on your policy.
I can't remember what it's called but my insurance polcy has a clause that I have to do what a "reasonable" person would do to secure my belongings.
- smt88 11y agoReasonable people don't have their doors locked all the time. Maybe they should, but mistakes and oversights happen Edit: After some additional research, people on message boards pointed out that many home invasions are done with lock-pick kits, or the burglar breaks a window and unlocks the door. Homes are often broken into without any damage to the lock or door, so the insurance company would never even know if you locked the door or not. It just doesn't come up in the investigation.
- makomk 11y agoPretty sure people have had insurance claims refused in the UK because there was no visible sign of forced entry.
- nommm-nommm 11y agoThey will ask you if your door was locked. Sure, you could lie, but that's also insurance fraud. I also never leave my house unlocked, even when I'm inside.