Having a plaintext ledger of yourself is always worth the time invested. The author of Beancount (another plaintext accounting tool) wrote a doc comparing Beanc

Having a plaintext ledger of yourself is always worth the time invested. The author of Beancount (another plaintext accounting tool) wrote a doc comparing Beancount and ledger http://furius.ca/beancount/doc/comparison http://furius.ca/beancount/doc/comparison Personally I use Beancount because the BQL query language and the beancount-fava project. Just look at http://fava.pythonanywhere.com/income_statement/ http://fava.pythonanywhere.com/income_statement/ and see it for yourself.