There's no free lunch, that high interest rate has to be considered against the currency risk from the weak and unstable ZAR. In the last 5 years a 5% interest

There's no free lunch, that high interest rate has to be considered against the currency risk from the weak and unstable ZAR. In the last 5 years a 5% interest rate will have compounded to a 27% one. In the same time the ZAR has weakened against the USD by 125%. You will not find a combination of a stable currency and high guaranteed interest rates anywhere.